{"id":1016,"date":"2024-03-18T11:08:58","date_gmt":"2024-03-18T11:08:58","guid":{"rendered":"https:\/\/kv-haus.de\/?page_id=1016"},"modified":"2026-09-14T15:50:44","modified_gmt":"2026-09-14T13:50:44","slug":"private-krankenvollversicherung","status":"publish","type":"page","link":"https:\/\/kv-haus.de\/en\/private-krankenversicherung\/private-krankenvollversicherung\/","title":{"rendered":"Private comprehensive health insurance"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"1016\" class=\"elementor elementor-1016\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-405d0b5 headlineH1 e-con-full e-flex e-con e-parent\" data-id=\"405d0b5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-95142c1 elementor-widget elementor-widget-heading\" data-id=\"95142c1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Private health insurance<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-65c339f e-con-full headerbild e-flex e-con e-parent\" data-id=\"65c339f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e6ca94e elementor-widget elementor-widget-image\" data-id=\"e6ca94e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1774\" height=\"854\" src=\"https:\/\/kv-haus.de\/wp-content\/uploads\/2024\/10\/KVH_PKVoll2.jpg\" class=\"attachment-full size-full wp-image-4451\" alt=\"\" srcset=\"https:\/\/kv-haus.de\/wp-content\/uploads\/2024\/10\/KVH_PKVoll2.jpg 1774w, https:\/\/kv-haus.de\/wp-content\/uploads\/2024\/10\/KVH_PKVoll2-300x144.jpg 300w, https:\/\/kv-haus.de\/wp-content\/uploads\/2024\/10\/KVH_PKVoll2-1024x493.jpg 1024w, https:\/\/kv-haus.de\/wp-content\/uploads\/2024\/10\/KVH_PKVoll2-768x370.jpg 768w, https:\/\/kv-haus.de\/wp-content\/uploads\/2024\/10\/KVH_PKVoll2-1536x739.jpg 1536w, https:\/\/kv-haus.de\/wp-content\/uploads\/2024\/10\/KVH_PKVoll2-18x9.jpg 18w\" sizes=\"(max-width: 1774px) 100vw, 1774px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6f3d834 e-con-full submenu e-flex e-con e-parent\" data-id=\"6f3d834\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;position&quot;:&quot;fixed&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-d9df01b e-con-full e-flex e-con e-child\" data-id=\"d9df01b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f403c22 elementor-nav-menu__align-start elementor-nav-menu--dropdown-none elementor-widget elementor-widget-nav-menu\" data-id=\"f403c22\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;layout&quot;:&quot;horizontal&quot;,&quot;submenu_icon&quot;:{&quot;value&quot;:&quot;&lt;svg aria-hidden=\\&quot;true\\&quot; class=\\&quot;e-font-icon-svg e-fas-caret-down\\&quot; viewBox=\\&quot;0 0 320 512\\&quot; xmlns=\\&quot;http:\\\/\\\/www.w3.org\\\/2000\\\/svg\\&quot;&gt;&lt;path d=\\&quot;M31.3 192h257.3c17.8 0 26.7 21.5 14.1 34.1L174.1 354.8c-7.8 7.8-20.5 7.8-28.3 0L17.2 226.1C4.6 213.5 13.5 192 31.3 192z\\&quot;&gt;&lt;\\\/path&gt;&lt;\\\/svg&gt;&quot;,&quot;library&quot;:&quot;fa-solid&quot;}}\" data-widget_type=\"nav-menu.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<nav aria-label=\"Men\u00fc\" class=\"elementor-nav-menu--main elementor-nav-menu__container elementor-nav-menu--layout-horizontal e--pointer-none\">\n\t\t\t\t<ul id=\"menu-1-f403c22\" class=\"elementor-nav-menu\"><li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1021\"><a href=\"https:\/\/kv-haus.de\/en\/private-krankenversicherung\/private-krankenvollversicherung\/\" class=\"elementor-item\">Private health insurance<br>insurance<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-506\"><a href=\"https:\/\/kv-haus.de\/en\/private-krankenversicherung\/krankenversicherungsoptimierung\/\" class=\"elementor-item\">Health insurance<br>optimization<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-505\"><a href=\"https:\/\/kv-haus.de\/en\/private-krankenversicherung\/krankenzusatz-und-pflegeversicherung\/\" class=\"elementor-item\">Supplementary health insurance<br>&amp; nursing care insurance<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-504\"><a href=\"https:\/\/kv-haus.de\/en\/private-krankenversicherung\/weitere-krankenversicherungen\/\" class=\"elementor-item\">More<br>Health insurance<\/a><\/li>\n<\/ul>\t\t\t<\/nav>\n\t\t\t\t\t\t<nav class=\"elementor-nav-menu--dropdown elementor-nav-menu__container\" aria-hidden=\"true\">\n\t\t\t\t<ul id=\"menu-2-f403c22\" class=\"elementor-nav-menu\"><li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1021\"><a href=\"https:\/\/kv-haus.de\/en\/private-krankenversicherung\/private-krankenvollversicherung\/\" class=\"elementor-item\" tabindex=\"-1\">Private health insurance<br>insurance<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-506\"><a href=\"https:\/\/kv-haus.de\/en\/private-krankenversicherung\/krankenversicherungsoptimierung\/\" class=\"elementor-item\" tabindex=\"-1\">Health insurance<br>optimization<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-505\"><a href=\"https:\/\/kv-haus.de\/en\/private-krankenversicherung\/krankenzusatz-und-pflegeversicherung\/\" class=\"elementor-item\" tabindex=\"-1\">Supplementary health insurance<br>&amp; nursing care insurance<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-504\"><a href=\"https:\/\/kv-haus.de\/en\/private-krankenversicherung\/weitere-krankenversicherungen\/\" class=\"elementor-item\" tabindex=\"-1\">More<br>Health insurance<\/a><\/li>\n<\/ul>\t\t\t<\/nav>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0a710d8 e-con-full e-flex e-con e-child\" data-id=\"0a710d8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0af9db1 elementor-widget elementor-widget-button\" data-id=\"0af9db1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/en\/angebot-anfragen\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Request offer<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8bc6024 e-flex e-con-boxed e-con e-parent\" data-id=\"8bc6024\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-97f34c6 e-con-full e-flex e-con e-child\" data-id=\"97f34c6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d067d74 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"d067d74\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"158\" height=\"118\" src=\"https:\/\/kv-haus.de\/wp-content\/uploads\/2024\/04\/HerzInHand.png\" class=\"attachment-full size-full wp-image-2901\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-16e478a elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"16e478a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Private or statutory health insurance \u2013 what should I do?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-42e6990 e-con-full e-flex e-con e-child\" data-id=\"42e6990\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8c1c63b elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"8c1c63b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d410b3d e-con-full e-flex e-con e-child\" data-id=\"d410b3d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4ca4cb4 elementor-widget__width-initial iframe-container elementor-widget elementor-widget-html\" data-id=\"4ca4cb4\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"iframe-container\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<iframe width=\"560\" height=\"315\" src=\"https:\/\/www.youtube.com\/embed\/dPb304onSJQ?si=Yfh_fqIa1nAhuAM8\" title=\"YouTube video player\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-02f1959 e-con-full e-flex e-con e-child\" data-id=\"02f1959\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8b0b740 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"8b0b740\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: left;\">Viele Menschen besch\u00e4ftigen sich mit folgender Frage: \u201eSoll ich in die private Krankenversicherung wechseln oder doch lieber in der gesetzlichen Krankenversicherung (GKV) bleiben?\u201c. Wir versuchen Dir mit folgenden \u00dcberlegungen eine Hilfe zu geben. Wenn einer der folgenden Punkte mit \u201cJa\u201c beantwortet wird, kann ein Verbleib in der GKV durchaus Sinn ergeben.<\/p><div>\u00a0<\/div><div>Auch in diesem Fall lohnt sich ein Vergleich. Es besteht die M\u00f6glichkeit, dass Du bei einer anderen Krankenkasse bessere Leistungen erh\u00e4ltst und\/oder Beitr\u00e4ge sparst.<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-081ad32 elementor-widget elementor-widget-button\" data-id=\"081ad32\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.kassensucheservice.de\/index.php?m=2002247&#038;iframe=false&#038;hint=false&#038;untervermittler=0\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">GKV Vergleich<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6196e98 e-con-full e-flex e-con e-child\" data-id=\"6196e98\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-5700506 e-grid e-con-full e-con e-child\" data-id=\"5700506\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-79053c9 elementor-flip-box--effect-flip elementor-flip-box--direction-up elementor-widget elementor-widget-flip-box\" data-id=\"79053c9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"flip-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-flip-box\" tabindex=\"0\">\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__front\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-flip-box__layer__title\">\n\t\t\t\t\t\t\t\tMAXIMUM CONTRIBUTION GKV\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__back\">\n\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__layer__description\">\n\t\t\t\t\t\t\tIch m\u00f6chte weiterhin monatlich den H\u00f6chstbeitrag in der GKV zahlen (1261,32 \u20ac\/2026) bei deutlichen Leistungseinschr\u00e4nkungen die zu privaten Zuzahlungen f\u00fchren\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fd5991a elementor-flip-box--effect-flip elementor-flip-box--direction-up elementor-widget elementor-widget-flip-box\" data-id=\"fd5991a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"flip-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-flip-box\" tabindex=\"0\">\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__front\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-flip-box__layer__title\">\n\t\t\t\t\t\t\t\tCHRONIC DISEASES\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__back\">\n\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__layer__description\">\n\t\t\t\t\t\t\tI have severe health problems and suffer from serious chronic illnesses\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2e0bd9f elementor-flip-box--effect-flip elementor-flip-box--direction-up elementor-widget elementor-widget-flip-box\" data-id=\"2e0bd9f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"flip-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-flip-box\" tabindex=\"0\">\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__front\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-flip-box__layer__title\">\n\t\t\t\t\t\t\t\tLOW OLD AGE PENSION\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__back\">\n\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__layer__description\">\n\t\t\t\t\t\t\tI will probably only receive a very low old-age pension due to irregular payments into the statutory pension insurance scheme\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-460bca8 elementor-widget__width-initial elementor-flip-box--effect-flip elementor-flip-box--direction-up elementor-widget elementor-widget-flip-box\" data-id=\"460bca8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"flip-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-flip-box\" tabindex=\"0\">\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__front\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-flip-box__layer__title\">\n\t\t\t\t\t\t\t\tMORAL OBLIGATION\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__back\">\n\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__layer__description\">\n\t\t\t\t\t\t\tI take on social responsibility and support the statutory health system with my solidarity contribution (young pays for old)\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-296ee35 elementor-flip-box--effect-flip elementor-flip-box--direction-up elementor-widget elementor-widget-flip-box\" data-id=\"296ee35\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"flip-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-flip-box\" tabindex=\"0\">\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__front\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-flip-box__layer__title\">\n\t\t\t\t\t\t\t\tMANY CHILDREN\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__back\">\n\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__layer__description\">\n\t\t\t\t\t\t\tIch plane mit mehr als drei Kindern und mein\/e Ehepartner*In soll perspektivisch ausschlie\u00dflich die Kinder&shy;betreuung \u00fcber&shy;nehmen\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fc9d839 elementor-flip-box--effect-flip elementor-flip-box--direction-up elementor-widget elementor-widget-flip-box\" data-id=\"fc9d839\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"flip-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-flip-box\" tabindex=\"0\">\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__front\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-flip-box__layer__title\">\n\t\t\t\t\t\t\t\tRISK PREMIUMS\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__back\">\n\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__layer__description\">\n\t\t\t\t\t\t\tDue to my health situation, I can only be insured in private health insurance with enormous risk surcharges\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ab81f13 e-flex e-con-boxed e-con e-parent\" data-id=\"ab81f13\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3b8d415 e-con-full e-flex e-con e-child\" data-id=\"3b8d415\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-30bd5a1 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"30bd5a1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>If you didn&#039;t answer &quot;yes&quot; to any of these points, you should seriously consider switching to private health insurance. The following points speak in favor of a switch.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-10b8b53 e-con-full e-flex e-con e-child\" data-id=\"10b8b53\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a95e845 e-grid e-con-full e-con e-child\" data-id=\"a95e845\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9854484 e-transform elementor-flip-box--effect-flip elementor-flip-box--direction-up elementor-widget elementor-widget-flip-box\" data-id=\"9854484\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_transform_rotateZ_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_rotateZ_effect_tablet&quot;:{&quot;unit&quot;:&quot;deg&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_rotateZ_effect_mobile&quot;:{&quot;unit&quot;:&quot;deg&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"flip-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-flip-box\" tabindex=\"0\">\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__front\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-flip-box__layer__title\">\n\t\t\t\t\t\t\t\tMONTHLY SAVINGS\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__back\">\n\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__layer__description\">\n\t\t\t\t\t\t\tPremiums in private health insurance are usually significantly lower than those in statutory health insurance, and with better medical care\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8cc1bd7 elementor-flip-box--effect-flip elementor-flip-box--direction-up elementor-widget elementor-widget-flip-box\" data-id=\"8cc1bd7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"flip-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-flip-box\" tabindex=\"0\">\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__front\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-flip-box__layer__title\">\n\t\t\t\t\t\t\t\tMONEY BACK\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__back\">\n\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__layer__description\">\n\t\t\t\t\t\t\tIf you don't claim any private health insurance benefits, you will receive hundreds of euros in premium refunds in most tariffs. This provides you with additional financial relief \t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-532c508 elementor-flip-box--effect-flip elementor-flip-box--direction-up elementor-widget elementor-widget-flip-box\" data-id=\"532c508\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"flip-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-flip-box\" tabindex=\"0\">\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__front\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-flip-box__layer__title\">\n\t\t\t\t\t\t\t\tHIGH QUALITY CARE\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__back\">\n\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__layer__description\">\n\t\t\t\t\t\t\tAvoid unnecessary private co-payments and enjoy the best medical care from the best doctors in Germany\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0e644ba elementor-flip-box--effect-flip elementor-flip-box--direction-up elementor-widget elementor-widget-flip-box\" data-id=\"0e644ba\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"flip-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-flip-box\" tabindex=\"0\">\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__front\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-flip-box__layer__title\">\n\t\t\t\t\t\t\t\tLOW CONTRIBUTIONS IN OLD AGE\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__back\">\n\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__layer__description\">\n\t\t\t\t\t\t\tWith an additional investment in a premium relief tariff, you can make your premiums calculable in old age\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6b32f86 elementor-widget__width-initial elementor-flip-box--effect-flip elementor-flip-box--direction-up elementor-widget elementor-widget-flip-box\" data-id=\"6b32f86\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"flip-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-flip-box\" tabindex=\"0\">\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__front\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-flip-box__layer__title\">\n\t\t\t\t\t\t\t\tINDIVIDUAL PROTECTION\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__back\">\n\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__layer__description\">\n\t\t\t\t\t\t\tDecide for yourself which services are important to you and thus determine your monthly contribution\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b89885b elementor-flip-box--effect-flip elementor-flip-box--direction-up elementor-widget elementor-widget-flip-box\" data-id=\"b89885b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"flip-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-flip-box\" tabindex=\"0\">\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__front\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-flip-box__layer__title\">\n\t\t\t\t\t\t\t\tMANY LEVERS TO REDUCE CONTRIBUTIONS\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__back\">\n\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__layer__description\">\n\t\t\t\t\t\t\tIf your private health insurance premium increases significantly. Together we will find ways to reduce it (\u00a7204 VVG)\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-87f5c6a elementor-flip-box--effect-flip elementor-flip-box--direction-up elementor-widget elementor-widget-flip-box\" data-id=\"87f5c6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"flip-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-flip-box\" tabindex=\"0\">\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__front\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-flip-box__layer__title\">\n\t\t\t\t\t\t\t\tSECURE FINANCING\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__back\">\n\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__layer__description\">\n\t\t\t\t\t\t\tIn statutory health insurance, the income of a year finances the expenditure and no reserves are set aside for old age. This is completely different in private health insurance\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b94b130 elementor-flip-box--effect-flip elementor-flip-box--direction-up elementor-widget elementor-widget-flip-box\" data-id=\"b94b130\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"flip-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-flip-box\" tabindex=\"0\">\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__front\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-flip-box__layer__title\">\n\t\t\t\t\t\t\t\tWORDWIDE PROTECTION\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__back\">\n\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__layer__description\">\n\t\t\t\t\t\t\tThe insurance cover generally applies worldwide and around the clock. This means you are also optimally covered abroad\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b71fad6 elementor-flip-box--effect-flip elementor-flip-box--direction-up elementor-widget elementor-widget-flip-box\" data-id=\"b71fad6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"flip-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-flip-box\" tabindex=\"0\">\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__front\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-flip-box__layer__title\">\n\t\t\t\t\t\t\t\tFASTER SUPPLY\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__back\">\n\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__layer__description\">\n\t\t\t\t\t\t\tAvoid unnecessarily long waiting times and get the best possible treatment straight away\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-054cb81 e-flex e-con-boxed e-con e-parent\" data-id=\"054cb81\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Private Krankenversicherung Angebot anfragen Private- oder gesetzliche Krankenversicherung \u2013 was soll ich tun? Viele Menschen besch\u00e4ftigen sich mit folgender Frage: \u201eSoll ich in die private Krankenversicherung wechseln oder doch lieber in der gesetzlichen Krankenversicherung (GKV) bleiben?\u201c. Wir versuchen Dir mit folgenden \u00dcberlegungen eine Hilfe zu geben. Wenn einer der folgenden Punkte mit \u201cJa\u201c beantwortet wird, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":51,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1016","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Private Krankenversicherung \u2013 PKV oder GKV im Vergleich<\/title>\n<meta name=\"description\" content=\"Lohnt sich der Wechsel in die PKV? \u00bb Erfahre, welche Vor- &amp; Nachteile PKV &amp; GKV bieten &amp; worauf du achten solltest \u2713 \u00bb Jetzt informieren!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/kv-haus.de\/en\/private-krankenversicherung\/private-krankenvollversicherung\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Private Krankenversicherung \u2013 PKV oder GKV im Vergleich\" \/>\n<meta property=\"og:description\" content=\"Lohnt sich der Wechsel in die PKV? \u00bb Erfahre, welche Vor- &amp; Nachteile PKV &amp; GKV bieten &amp; worauf du achten solltest \u2713 \u00bb Jetzt informieren!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/kv-haus.de\/en\/private-krankenversicherung\/private-krankenvollversicherung\/\" \/>\n<meta property=\"og:site_name\" content=\"KV-Haus\" \/>\n<meta property=\"article:modified_time\" content=\"2026-09-14T13:50:44+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/kv-haus.de\/wp-content\/uploads\/2024\/10\/KVH_PKVoll2.jpg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/kv-haus.de\\\/private-krankenversicherung\\\/private-krankenvollversicherung\\\/\",\"url\":\"https:\\\/\\\/kv-haus.de\\\/private-krankenversicherung\\\/private-krankenvollversicherung\\\/\",\"name\":\"Private Krankenversicherung \u2013 PKV oder GKV im Vergleich\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/kv-haus.de\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/kv-haus.de\\\/private-krankenversicherung\\\/private-krankenvollversicherung\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/kv-haus.de\\\/private-krankenversicherung\\\/private-krankenvollversicherung\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/kv-haus.de\\\/wp-content\\\/uploads\\\/2024\\\/10\\\/KVH_PKVoll2.jpg\",\"datePublished\":\"2024-03-18T11:08:58+00:00\",\"dateModified\":\"2026-09-14T13:50:44+00:00\",\"description\":\"Lohnt sich der Wechsel in die PKV? \u00bb Erfahre, welche Vor- & Nachteile PKV & GKV bieten & worauf du achten solltest \u2713 \u00bb Jetzt informieren!\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/kv-haus.de\\\/private-krankenversicherung\\\/private-krankenvollversicherung\\\/#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/kv-haus.de\\\/private-krankenversicherung\\\/private-krankenvollversicherung\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/kv-haus.de\\\/private-krankenversicherung\\\/private-krankenvollversicherung\\\/#primaryimage\",\"url\":\"https:\\\/\\\/kv-haus.de\\\/wp-content\\\/uploads\\\/2024\\\/10\\\/KVH_PKVoll2.jpg\",\"contentUrl\":\"https:\\\/\\\/kv-haus.de\\\/wp-content\\\/uploads\\\/2024\\\/10\\\/KVH_PKVoll2.jpg\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/kv-haus.de\\\/private-krankenversicherung\\\/private-krankenvollversicherung\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/kv-haus.de\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Private Krankenversicherung\",\"item\":\"https:\\\/\\\/kv-haus.de\\\/private-krankenversicherung\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Private Krankenvollversicherung\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/kv-haus.de\\\/#website\",\"url\":\"https:\\\/\\\/kv-haus.de\\\/\",\"name\":\"KV-Haus\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/kv-haus.de\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/kv-haus.de\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/kv-haus.de\\\/#organization\",\"name\":\"KV-Haus\",\"url\":\"https:\\\/\\\/kv-haus.de\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/kv-haus.de\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/kv-haus.de\\\/wp-content\\\/uploads\\\/2024\\\/03\\\/KV_Haus_Logo.png\",\"contentUrl\":\"https:\\\/\\\/kv-haus.de\\\/wp-content\\\/uploads\\\/2024\\\/03\\\/KV_Haus_Logo.png\",\"width\":1146,\"height\":294,\"caption\":\"KV-Haus\"},\"image\":{\"@id\":\"https:\\\/\\\/kv-haus.de\\\/#\\\/schema\\\/logo\\\/image\\\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Private Krankenversicherung \u2013 PKV oder GKV im Vergleich","description":"Lohnt sich der Wechsel in die PKV? \u00bb Erfahre, welche Vor- & Nachteile PKV & GKV bieten & worauf du achten solltest \u2713 \u00bb Jetzt informieren!","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/kv-haus.de\/en\/private-krankenversicherung\/private-krankenvollversicherung\/","og_locale":"en_GB","og_type":"article","og_title":"Private Krankenversicherung \u2013 PKV oder GKV im Vergleich","og_description":"Lohnt sich der Wechsel in die PKV? \u00bb Erfahre, welche Vor- & Nachteile PKV & GKV bieten & worauf du achten solltest \u2713 \u00bb Jetzt informieren!","og_url":"https:\/\/kv-haus.de\/en\/private-krankenversicherung\/private-krankenvollversicherung\/","og_site_name":"KV-Haus","article_modified_time":"2026-09-14T13:50:44+00:00","og_image":[{"url":"https:\/\/kv-haus.de\/wp-content\/uploads\/2024\/10\/KVH_PKVoll2.jpg","type":"","width":"","height":""}],"twitter_card":"summary_large_image","twitter_misc":{"Estimated reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/kv-haus.de\/private-krankenversicherung\/private-krankenvollversicherung\/","url":"https:\/\/kv-haus.de\/private-krankenversicherung\/private-krankenvollversicherung\/","name":"Private Krankenversicherung \u2013 PKV oder GKV im Vergleich","isPartOf":{"@id":"https:\/\/kv-haus.de\/#website"},"primaryImageOfPage":{"@id":"https:\/\/kv-haus.de\/private-krankenversicherung\/private-krankenvollversicherung\/#primaryimage"},"image":{"@id":"https:\/\/kv-haus.de\/private-krankenversicherung\/private-krankenvollversicherung\/#primaryimage"},"thumbnailUrl":"https:\/\/kv-haus.de\/wp-content\/uploads\/2024\/10\/KVH_PKVoll2.jpg","datePublished":"2024-03-18T11:08:58+00:00","dateModified":"2026-09-14T13:50:44+00:00","description":"Lohnt sich der Wechsel in die PKV? \u00bb Erfahre, welche Vor- & Nachteile PKV & GKV bieten & worauf du achten solltest \u2713 \u00bb Jetzt informieren!","breadcrumb":{"@id":"https:\/\/kv-haus.de\/private-krankenversicherung\/private-krankenvollversicherung\/#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/kv-haus.de\/private-krankenversicherung\/private-krankenvollversicherung\/"]}]},{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/kv-haus.de\/private-krankenversicherung\/private-krankenvollversicherung\/#primaryimage","url":"https:\/\/kv-haus.de\/wp-content\/uploads\/2024\/10\/KVH_PKVoll2.jpg","contentUrl":"https:\/\/kv-haus.de\/wp-content\/uploads\/2024\/10\/KVH_PKVoll2.jpg"},{"@type":"BreadcrumbList","@id":"https:\/\/kv-haus.de\/private-krankenversicherung\/private-krankenvollversicherung\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/kv-haus.de\/"},{"@type":"ListItem","position":2,"name":"Private Krankenversicherung","item":"https:\/\/kv-haus.de\/private-krankenversicherung\/"},{"@type":"ListItem","position":3,"name":"Private Krankenvollversicherung"}]},{"@type":"WebSite","@id":"https:\/\/kv-haus.de\/#website","url":"https:\/\/kv-haus.de\/","name":"KV-Haus","description":"","publisher":{"@id":"https:\/\/kv-haus.de\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/kv-haus.de\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/kv-haus.de\/#organization","name":"KV-Haus","url":"https:\/\/kv-haus.de\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/kv-haus.de\/#\/schema\/logo\/image\/","url":"https:\/\/kv-haus.de\/wp-content\/uploads\/2024\/03\/KV_Haus_Logo.png","contentUrl":"https:\/\/kv-haus.de\/wp-content\/uploads\/2024\/03\/KV_Haus_Logo.png","width":1146,"height":294,"caption":"KV-Haus"},"image":{"@id":"https:\/\/kv-haus.de\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/kv-haus.de\/en\/wp-json\/wp\/v2\/pages\/1016","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kv-haus.de\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/kv-haus.de\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/kv-haus.de\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kv-haus.de\/en\/wp-json\/wp\/v2\/comments?post=1016"}],"version-history":[{"count":190,"href":"https:\/\/kv-haus.de\/en\/wp-json\/wp\/v2\/pages\/1016\/revisions"}],"predecessor-version":[{"id":5971,"href":"https:\/\/kv-haus.de\/en\/wp-json\/wp\/v2\/pages\/1016\/revisions\/5971"}],"up":[{"embeddable":true,"href":"https:\/\/kv-haus.de\/en\/wp-json\/wp\/v2\/pages\/51"}],"wp:attachment":[{"href":"https:\/\/kv-haus.de\/en\/wp-json\/wp\/v2\/media?parent=1016"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}